Two numbers are enough. No category to guess, no split to choose. Just reality, exactly as
it is this month. Nothing is sent or stored after you close this page.
Frequently asked questions
What is leftover income? ▾
It's what's left each month once essential expenses are paid: rent, loans, insurance, unavoidable subscriptions. This leftover covers both saving and enjoyment, without distinction at this stage.
Why doesn't this tool recommend anything? ▾
Because before knowing where to go, you need to know where you stand. This tool shows the real picture, without judgment. The 50/30/20 budget calculator takes over for the split.
What should I do once the result appears? ▾
You can pass this figure on to the 50/30/20 budget calculator in one click, to see how to split this leftover income between saving and enjoyment.
Is my data saved anywhere? ▾
No. No data entered on this page is sent to a server. Only the result is temporarily kept in your browser if you click the button toward the budget calculator, to save you re-typing it.